LOANS 
Easy-YES is a constituency based loan intended to finance individual owned enterprises at the group level. It is an enhancement of the current C-YES, graduating the group members to individual loans. It targets all young entrepreneurs especially those who have excelled under the C-YES Model.
Features
• Borrower shall be a member of and recommended by a duly registered group of at least 10 members. The group shall have been registered for at least three months.
• Group Membership must be at least 70% youth (18-35 years), and the leadership 100% youth.
• Applicant must be appraised and recommended by the group members, Enterprise Development Agent (who is also the local youth officer) and the District YEDF Committee.
• At least 75% of the group shall guarantee the applicant’s loan.
• A maximum of 50% of the group members shall borrow at any particular time. Subsequent funding to the next batch of members is after first loan has been serviced satisfactorily.
• The group must undergo a basic entrepreneurship training before applying for the loan. The training will be provided by the Youth Enterprise Development Fund free of charge.
• No collateral is required. However, group members shall guarantee the loan.
• No Interest is applicable. However the loan will attract a one off 8% management fee
Loan Amount
The amount of loan will be graduated as follows
| 1st Loan | Kes.25,000.00 Maximum period of 6 months | |
| 2nd Loan | Kes.50, 000.00 Maximum period of 12 months. | |
| 3rd & Final borrowing | Kes. 100,000.00 Maximum period of 15 months. |
Benefits
- No interest charged
No collateral requirements
Free Business Development training
Convenient appraisal process
Easy repayment channels.
2 months grace period.