Incubator Loan

Support youth in poultry farming

About The Loan

Provision of egg hatching incubators on credit. Youth may apply as individuals or in in groups

The Incubator

  • Has a capacity to hatch 528 eggs
  • Is a fully computerized automatic hatching machine
  • Has a 95% hatching rate
  • Automated temperature and humidity control
  • Is capable of hatching all types of eggs
  • Agrochemicals
  • Occupies little space (0.98 x 0.74 x 1.06M)

Loan Details

Cost of SSA Farmer’s Kit:
Cost of Incubator Kshs. 198,600
Management fee: 5% Kshs. 9,930
Loan Amount Kshs. 208, 530
Monthly installment for a period of 36 months Kshs. 5,517 (Kshs. 198, 600/36 months)

Benefits of the Incubator

  • No interest will be charged on loan
  • Friendlier repayment period and monthly installments
  • Warranty: 3 years for spare parts and 2 years on labour
  • Marketing and linkages
  • Training on handling of incubator at no extra cost
  • Linkage to livestock extension officers/veterinaries

Grace period: 3 Months

Mode of Payment:
  • By direct deposit to the YEDF bank accounts quoting the code.
  • MPESA Service


Eligibility: The applying group/individual must:
  • Have electricity and power back up in case of power outages.
  • In case of a group, 70% of members must be youth and all group officials must be 18-34 years.
  • Show evidence of ability to raise 5% the cost of the hatchery, to be paid upfront.
Group applicants must submit:
  • Dully filled loan application form.
  • Group’s registration documents
  • Copies of IDs for ALL the members.
  • Dully filled form by guarantors (Details of acceptable guarantors is indicated in the application form)
  • Group minutes authorizing the application
  • Evidence of operating a group bank account for 3 months
  • Extract of recent business records.
Individual applicants must submit:
  • Dully filled loan application form
  • Copy (ies) of IDs for all the owner (s)
  • Dully filled form by two guarantors (details of acceptable guarantors is indicated in the application form)
  • Recent bank statements/MPESA statement and recent business records
  • Recent certified copies of bank statement for individual borrowers not engaged in any form of business and salaried individuals

Those already engaging in poultry production as well as those who are keen on undertaking the business are encouraged to apply.
The applying group must:
  • Be registered with relevant Government Ministry.
  • Not less than 8 members per group.
  • Be 70% youth (18-34 years)
  • Group leaders must be between 18-34 years.
  • Be residents in the constituency of application.
  • Be sponsored/guaranteed by a leader in the society (details of acceptable guarantors indicated in the application form).

Interested youth groups should submit the following:
  • Fully completed application form (available at District Youth Office, Youth Fund Regional Offices)
  • Group’s registration documents
  • List of all group members certified by the gender office with copies of their identification cards.
  • Proof of access to land
  • Proof of own contribution (minimum of 10% of investment outlay)
  • Details and application forms can be obtained from any District Youth Office, Youth Fund Regional

For individual applicant, the loan is available to 3 categories of youth:
  • Those already doing Agriculture
  • Those running other business salaried youth
The applying individual must submit the following:
  • Dully filled application forms
  • Dully filled and signed chattels forms. Youth will provide household items worth at least Ksh.200,000.
  • Copy of I.D
  • Copy of PIN Certificate
  • 2 coloured passport size photos.
  • · 2 dully signed guarantors’ forms. Both guarantors MUST have a source of income, either from business or formal employment. (One of the guarantors will preferably be a parent or the person who provides land to the youth)

Youth already in agriculture:
  • Any reasonable evidence of ongoing agricultural endeavor by the applicant e.g. business registration, permits/licenses, agricultural business records, photographs etc.
  • Latest 3 month, certified bank statement (M-pesa statements may be attached to reinforce the bank statement)

Youth with other business seeking diversification:
  • Proof of other business existence e.g. Registration certificate, business permits, licenses etc
  • Reasonable business records extracts
  • Latest 3 months, certified bank statements (M-Pesa statements may be attached to reinforce the bank statement).

Salaried youth seeking to invest in Agri-business:
  • Latest 3 months pay slips certified by the employer letter from the employer confirming that the youth is indeed employed.
  • Latest 3 months, certified bank statement
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